IndusInd Bank: Savings A/C, FD

Open a savings account and manage your finances entirely on mobile with IndusInd Bank: Savings A/C, FD. This mobile banking app brings together everything you need—from instant account opening to fixed deposits, personal loans, and investment management—in one streamlined platform.

Savings Account Open a savings account in minutes with zero paperwork. You get a zero-balance option with no maintenance charges, plus features designed to maximize value: interest rates up to 5% per annum, unlimited free ATM withdrawals at IndusInd Bank ATMs, and zero-fee NEFT/RTGS transfers. Earn up to 3% rewards on your chosen brands, UPI transactions, and fuel purchases. International travelers benefit from zero forex markup and complimentary airport lounge access.

Fixed Deposits Book an FD directly from your phone and choose what works for you—Regular FD, Tax-saving FD, or senior citizen FD options. Interest rates reach up to 7% per annum. The auto-sweep feature gives you both liquidity and high returns, with zero charges on premature withdrawals. Manage maturity instructions, handle partial or full withdrawals, and link your FD to your savings account for seamless payouts, all from the app.

Instant Personal Loans & Credit Need quick cash? Get instant personal loans up to ₹5 lakh with a 100% digital process and no paperwork. Enjoy discounted processing fees and flexible repayment terms. Alternatively, activate an instant line of credit and withdraw as needed—you pay interest only on the amount you use, with tenures ranging from 1 to 36 months.

Credit Cards & Bill Payments Apply for an IndusInd Bank Credit Card with instant approval and no forms to fill. Manage your card directly in the app: set spending limits, view real-time statements, track reward points, and pay bills securely. Beyond credit cards, automate all utility payments—electricity, gas, water, mobile recharges, and DTH subscriptions. Receive instant confirmations and organized receipts for every transaction.

Mutual Funds & Investments Build a diversified portfolio with 500+ mutual fund options. Start with as little as ₹500 for a systematic investment plan (SIP) or invest a lump sum whenever you're ready. Get personalized fund recommendations matched to your risk tolerance, covering Large Cap, Mid Cap, Small Cap, and Tax-Saving options. Buy, sell, and manage everything in a few taps.

Fast & Safe Transfers Move money instantly via UPI, IMPS, NEFT, RTGS, and other channels. Transfer without pre-adding beneficiaries, manage your contact list effortlessly, and automate recurring payments for rent and subscriptions. Every transaction is protected and confirmed in real time. Start banking smarter with IndusInd Bank: Savings A/C, FD.